Terms of Service

TERMS OF SERVICE

Please read these terms carefully and keep a copy of them for your reference. Please also note that there may be specific terms or conditions applicable to you as a user in a given jurisdiction, as detailed below.

AGREEMENT TO TERMS

This User License Agreement and Terms of Service (“ULA” or “Terms”) is a binding contract between you, an individual user or site visitor, whether personally or on behalf of an entity (“user,” “you,” “your”) and the JustLend (“we,” “us” or “our”), including the www.justlend.org website as well as any other media form, media channel, or mobile website related, linked, or otherwise connected thereto (collectively, the “Site”). Currently, the JustLend maintains and operates www.justlend.org as a portal for news, information, and updates about the JustLend protocol or blockchain (the “JustLend Network”) and the JUST ecosystem.

BY ACCESSING OR USING THE SERVICE, YOU AGREE THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO BE BOUND BY THE ULA. IF YOU DO NOT AGREE, PLEASE DO NOT USE THE SERVICE OR SITE.

Supplemental terms and conditions or documents that may be posted on the Site from time to time are hereby expressly incorporated by reference. We reserve the right, at our sole discretion, to make changes or modifications to this ULA at any time and for any reason. We will notify you of any changes by updating the “Last updated” date of the ULA, and you waive any right to receive specific notice of each change. It is your responsibility to periodically review the ULA to stay informed of updates. By continuing to use the Service after the revised ULA is posted, you will be subject to and deemed to have accepted the changes.

The information on the Site is not intended for distribution to or use by any person or entity in any jurisdiction or country where such distribution or use would violate laws or regulations or subject us to any registration requirements within such jurisdiction or country. Those who choose to access the Site from other locations do so at their own initiative and are solely responsible for complying with local laws, to the extent such laws are applicable.

The Service is intended for users who are at least 18 years old. By using the Site and the Service, you confirm that you are at least 18 years of age or are accessing the Service under the supervision of a parent or guardian and that you are legally able to enter into a contract. If you are a parent or legal guardian of a user under the age of 18 (or the age of legal majority), you agree to be fully responsible for that user’s actions or omissions in relation to the Service. If you use the Service on behalf of another person or entity, (a) all references to “you” throughout the ULA will include that person or entity, (b) you represent that you are authorized to accept these Terms on behalf of that person or entity, and (c) if you or the person or entity violates these Terms, the person or entity agrees to be responsible to us.

SCOPE OF LICENSE TO USERS

The Service is licensed, not sold, to you for use solely under the terms of the ULA, contingent upon your complete and ongoing compliance with the ULA's terms and conditions. JustLend grants you a personal, limited, revocable, and non-transferable license to access and use the Service exclusively for your own personal use.

You may not modify, alter, reproduce, or distribute the Service. You may not rent, lease, lend, sell, redistribute, or sublicense the Service. Additionally, you may not copy, decompile, reverse engineer, disassemble, attempt to derive the source code of, modify, or create derivative works from any part of the Service, any updates, or any portion thereof (except as and only to the extent that any such restriction is prohibited by applicable law). Nor may you attempt to disable or circumvent any security or technological measures designed to protect the Service or any content available through the Service. If you breach these license restrictions, or otherwise exceed the scope of the licenses granted in the ULA, you may be subject to prosecution, damages, liability for infringement of intellectual property rights, and denial of access to the Service.

WITHOUT LIMITING ANY OTHER PROVISION OF THIS ULA, WE RESERVE THE RIGHT TO, IN OUR SOLE DISCRETION AND WITHOUT NOTICE OR LIABILITY, DENY ACCESS TO AND USE OF THE SERVICE (INCLUDING BLOCKING CERTAIN IP ADDRESSES), TO ANY PERSON FOR ANY REASON OR FOR NO REASON, INCLUDING WITHOUT LIMITATION FOR BREACH OF ANY REPRESENTATION, WARRANTY, OR COVENANT CONTAINED IN THIS ULA OR OF ANY APPLICABLE LAW OR REGULATION. WE MAY TERMINATE YOUR USE OR PARTICIPATION IN THE SITE AT ANY TIME, WITHOUT WARNING, IN OUR SOLE DISCRETION.

If we terminate or suspend your access to the Site for any reason, you are prohibited from attempting to access the Site under your name, a fake or borrowed name, or the name of any third party, even if you may be acting on behalf of the third party. In addition to terminating or suspending your access, we reserve the right to take appropriate legal action, including without limitation pursuing civil, criminal, and injunctive redress.

PROHIBITED ACTIVITIES

You may not access or use the Service for any purpose other than that for which we make the Service available. The Service may not be used in connection with any commercial endeavors except those that are specifically endorsed or approved by us.

As a user of the Service, you agree not to:

  1. Systematically retrieve data or other content from the Service to create or compile, directly or indirectly, a collection, compilation, database, or directory without our written permission.

  2. Systematically retrieve data or other content from the Service to create or compile, directly or indirectly, a collection, compilation, database, or directory without our written permission.

    Make any unauthorized use of the Service, including collecting usernames and/or email addresses of users by electronic or other means for sending unsolicited emails, or creating user accounts by automated means or under false pretenses.

  3. Circumvent, disable, or interfere with security-related features of the Service, including features that prevent or restrict the use or copying of any content or enforce limitations on the use of the Service and/or the content contained therein.

  4. Engage in unauthorized framing of or linking to the Site.

  5. Trick, defraud, or mislead us and other users, especially in attempts to learn sensitive account information such as user passwords.

  6. Misuse our support services or submit false reports of abuse or misconduct.

  7. Engage in any automated use of the system, such as using scripts to send comments or messages, or using data mining, robots, or similar data gathering and extraction tools.

  8. Interfere with, disrupt, or create an undue burden on the Site or the networks or services connected to the Site.

  9. Attempt to impersonate another user or person.

  10. Use any information obtained from the Site to harass, abuse, or harm another person.

  11. Use the Service as part of any effort to compete with us or otherwise use the Service and/or the content for any revenue-generating endeavor or commercial enterprise.

  12. Decipher, decompile, disassemble, or reverse engineer any of the software comprising or in any way making up a part of the Site.

  13. Harass, annoy, intimidate, or threaten any of our employees or agents providing any portion of the Service to you.

  14. Attempt to bypass any measures of the Site designed to prevent or restrict access to the Site, or any portion of the Site.

  15. Delete the copyright or other proprietary rights notice from any content.

  16. Copy or adapt the Site’s software, including but not limited to Flash, PHP, HTML, JavaScript, or other code.

  17. Upload or transmit (or attempt to upload or transmit) viruses, Trojan horses, or other material, including excessive use of capital letters and spamming (continuous posting of repetitive text), that interferes with any party’s uninterrupted use and enjoyment of the Service or modifies, impairs, disrupts, alters, or interferes with the use, features, functions, operation, or maintenance of the Service.

  18. xcept as may result from standard search engine or Internet browser usage, use, launch, develop, or distribute any automated system, including without limitation, any spider, robot, cheat utility, scraper, or offline reader that accesses the Site, or use or launch any unauthorized script or other software.

  19. Copy, reproduce, distribute, publicly perform, or publicly display all or portions of our Service, except as expressly permitted by us or our licensors.

  20. Infringe any patent, trademark, trade secret, copyright, or other intellectual or proprietary right of the Foundation or any third party.

SITE MANAGEMENT

We reserve the right, but not the obligation, to:

  1. Monitor the Site for violations of this ULA;

  2. Take appropriate legal action against any individual who, in our sole discretion, violates the law or this ULA, which may include reporting such individuals to law enforcement authorities

  3. Remove or disable, at our sole discretion and without notice or liability, any files or content on the Site that are excessively large or burdensome to our systems.

  4. Manage the Site in a way that protects our rights and property and ensures the Site operates properly.

TRADEMARKS

“JustLend” and its logos, product or service names, slogans, and the overall look and feel of the Service are trademarks of JustLend and may not be copied, imitated, or used, in whole or in part, without our prior written permission. All other trademarks, registered trademarks, product names, company names, or logos mentioned on the Service are the property of their respective owners. Mentioning any products, services, processes, or other information by trade name, trademark, manufacturer, or supplier does not imply endorsement, sponsorship, or recommendation by us.

COLLECTIONS

The Site may contain typographical errors, inaccuracies, or omissions, including but not limited to descriptions, pricing, availability, and other information. We reserve the right to correct any such errors, inaccuracies, or omissions and to update or modify the information on the Site at any time without prior notice. The JustLend does not guarantee that the content will be uninterrupted, error-free, or free of computer viruses, contaminants, or other harmful elements.

DISCLAIMER

THE SITE AND SERVICE IS PROVIDED ON AN “AS-IS” AND “AS-AVAILABLE” BASIS. TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE FOUNDATION WILL NOT BE LIABLE FOR ANY DAMAGES OF ANY KIND ARISING FROM THE USE OF THE SITE OR SERVICE, INCLUDING, BUT NOT LIMITED TO INDIRECT, INCIDENTAL, PUNITIVE, EXEMPLARY, SPECIAL OR CONSEQUENTIAL DAMAGES, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. YOU AGREE THAT YOUR USE OF THE SITE AND SERVICE WILL BE AT YOUR SOLE RISK. THE FOUNDATION IS NOT RESPONSIBLE FOR ANY DAMAGES OR LOSSES THAT RESULT FROM YOUR USE OF THE SERVICE, INCLUDING, BUT NOT LIMITED TO, YOUR USE OR INABILITY TO USE THE SERVICE; ANY CHANGES TO OR INACCESSIBILITY OR TERMINATION OF THE SERVICE; ANY DELAY, FAILURE, UNAUTHORIZED ACCESS TO, OR ALTERATION OF ANY TRANSMISSION OR DATA; ANY TRANSACTION OR AGREEMENT ENTERED INTO THROUGH THE SERVICE; ANY ACTIVITIES OR COMMUNICATIONS OF THIRD PARTIES; OR ANY DATA OR MATERIAL FROM A THIRD PERSON ACCESSED ON OR THROUGH THE SERVICES. WE MAKE NO WARRANTIES OR REPRESENTATIONS ABOUT THE ACCURACY OR COMPLETENESS OF THE SITE’S CONTENT OR THE CONTENT OF ANY WEBSITES LINKED TO THE SITE AND WE WILL ASSUME NO LIABILITY OR RESPONSIBILITY FOR ANY (1) ERRORS, MISTAKES, OR INACCURACIES OF CONTENT AND MATERIALS, (2) PERSONAL INJURY OR PROPERTY DAMAGE, OF ANY NATURE WHATSOEVER, RESULTING FROM YOUR ACCESS TO AND USE OF THE SITE OR SERVICE, (3) ANY UNAUTHORIZED ACCESS TO OR USE OF OUR SECURE SERVERS AND/OR ANY AND ALL PERSONAL INFORMATION AND/OR FINANCIAL INFORMATION STORED THEREIN, (4) ANY INTERRUPTION OR CESSATION OF TRANSMISSION TO OR FROM THE SITE, (5) ANY BUGS, VIRUSES, TROJAN HORSES, OR THE LIKE WHICH MAY BE TRANSMITTED TO OR THROUGH THE SITE BY ANY THIRD PARTY, AND/OR (6) ANY ERRORS OR OMISSIONS IN ANY CONTENT AND MATERIALS OR FOR ANY LOSS OR DAMAGE OF ANY KIND INCURRED AS A RESULT OF THE USE OF ANY CONTENT POSTED, TRANSMITTED, OR OTHERWISE MADE AVAILABLE VIA THE SITE.

IF YOU ARE DISSATISFIED WITH THE SERVICE, YOU AGREE THAT YOUR SOLE AND EXCLUSIVE REMEDY SHALL BE FOR YOU TO DISCONTINUE YOUR USE OF THE SERVICE. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATION AND EXCLUSIONS MAY NOT APPLY TO YOU.

INDEMNIFICATION

You agree to defend, indemnify, and hold the JustLend harmless from any loss, damage, liability, claim, or demand, including reasonable attorneys' fees and expenses, arising from or related to: (1) your use of the Service; (2) any breach of this ULA; (3) any breach of your representations and warranties under this ULA; (4) any violation of third-party rights, including intellectual property rights; (5) any harmful actions directed at other users you connected with via the Service; or (6) any breach of applicable law.

Notwithstanding the above, the JustLend reserves the right to assume exclusive control and defense of any matter for which you are obligated to indemnify us, at your expense. You agree to cooperate, at your expense, with our defense of such claims. We will make reasonable efforts to notify you of any claims, actions, or proceedings subject to this indemnification upon becoming aware of them.

MODIFYING AND TERMINATING OUR SERVICE

We reserve the right to change, suspend, or discontinue any part or all of our Service at any time. You may also stop using our Service at your discretion. We are not liable for any loss or damage resulting from your inability to access or use our Service.

USER DATA

We will retain certain data that you transmit to the Site to manage its performance and to track your usage. Although we conduct regular data backups, you remain solely responsible for all data you transmit or that pertains to your activities on the Site. We disclaim any liability for loss or corruption of such data and you waive any rights to claim against us for such loss or corruption.

THIRD PARTY COOKIES

We use services provided by Google and other third parties that use tracking technology such as cookies, deviceID, and localStorage, to collect information about your use of the Services and our interactions with you. You can opt out of having your online activity and device data collected through these third-party services, including by:

  • Blocking cookies in your browser by following the instructions in your browser settings. For more information about cookies, including how to see the cookies on your device, manage them, and delete them, visit www.allaboutcookies.org.

  • Blocking or limiting the use of your advertising ID on your mobile device through the device settings.

  • Using privacy plug-ins or browsers. Certain browsers and browser extensions can be configured to block third-party cookies and trackers.

  • Using the platform opt-out provided by Google at https://adssettings.google.com. You can learn more about how Google uses your information by reviewing Google’s privacy policy at https://policies.google.com/privacy.

  • Using advertising industry opt-out tools on each device or browser where you use the Services, available at http://optout.aboutads.info and http://optout.networkadvertising.org.

MISCELLANEOUS

This User License Agreement (ULA) and any policies or operating rules posted on the Site or relating to the Service represent the complete agreement and understanding between you and us. Failure to exercise or enforce any right or provision of this ULA does not constitute a waiver of such right or provision. This ULA is effective to the fullest extent permitted by law. We reserve the right to assign any or all of our rights and obligations to others at any time. We are not liable for any loss, damage, delay, or failure to act resulting from causes beyond our reasonable control. If any provision or part of a provision of this ULA is found to be unlawful, void, or unenforceable, that provision or part will be deemed severable, and it will not affect the validity or enforceability of the remaining provisions. This ULA does not create a joint venture, partnership, employment, or agency relationship between you and us. You agree that this ULA will not be construed against us due to our role in drafting it. You waive any and all defenses based on the electronic nature of this ULA and the absence of signatures.

CONTACT US

In order to resolve a complaint regarding the Site or to receive further information regarding use of the Service, please contact us at: support@justlend.org

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