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How to understand your risk value?

Risk value is an indicator of the health of the current portfolio. Collaterals will be liquidated when the risk value reaches 100.
Formula: Risk value = Total borrow ÷ Borrow limit x 100
Our recommendations for users at different levels of risk are as follows:
Range
Levels of risk
Recommendations
0-35
Low Risk
Healthy portfolio, eligible for loans.
35-60
Medium Risk
Healthy portfolio overall, eligible for extra loan, but with caution.
60-80
High Risk
Portfolio faces risk of liquidation, and you are advised to add collateral or pay off part of your loans.
80-100
Extremely High Risk
Collaterals are about to be liquidated, and you are advised to add collateral or pay off part of your loans.